Can Someone Cosign Your VA Loan? Who Can Sign, What They're Really On the Hook For, and How to Get Them Off

Can Someone Cosign Your VA Loan? Who Can Sign, What They're Really On the Hook For, and How to Get Them Off

Douglas Wilkerson
Published on: 13/11/2026

VA has no pure cosigner — anyone on the note who owns the home with you is a joint-loan co-borrower. Who can sign, what they're on the hook for, the income rule, and how to get them off the loan.

VA loan cosigningVA loan cosignerVA joint loanVA loan co-borrowerVA loan spouse cosignercosign VA loan parentVA loan prior approvalVA funding fee joint loanVA loan entitlement cosigner